IRRRL Information

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The VA streamline program is also known as the VA IRRRL program - which stands for Interest Rate Reduction Refinancing Loan. Learn more about the VA streamline and other VA loan options from the nation's #1 VA purchase lender, VA Mortgage Center.com now!

 

 

VA IRRRL Refinance in California

VA IRRRL Information

Do you currently have a VA loan in California and are searching for more information about the VA IRRRL program? You have found the right place. We designed this site for people who are currently in a VA loan and may be able to lower their monthly mortgage payment through the VA IRRRL program. If you would prefer to speak with someone who is an expert in California VA IRRRL program, you can always call our toll free number and be connected with a loan officer who can answer any questions you may have.

VA IRRRL Program Highlights

VA IRRRL: Qualification Criteria

There are some simple criteria for qualifying for the VA IRRRL program. First, the interest rate on your new loan must be lower than the interest rate on your old loan. Second, your principal and interest payment must go down - or in other words, you have to save money each month on your mortgage payment. Finally, you can't have any late payments on your mortgage over the last 12 month period.

Call Now To Qualify For The VA IRRRL Program! 888-448-2669

Other cities in California

VA Streamline Benefits

$0 Down

VA loans allow you to finance 100% of the home's value and purchase with $0 down. FHA programs require 3.5% down and other programs require as much as 20% down.

Lower Monthly Payments

VA loans don't require mortgage insurance which saves you money each month. You will also get generally lower rates with a VA Loan.

Easier to Qualify

As many as 80% of veterans and active-duty military members could not have qualified for a conventional loan.

Fixed Rates

Most Veterans choose going with a 30 year fixed rate so they know that their rate won't adjust to the point where they can no longer afford their home.

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