IRRRL Information
The VA streamline program is also known as the VA IRRRL program - which stands for Interest Rate Reduction Refinancing Loan. Learn more about the VA streamline and other VA loan options from the nation's #1 VA purchase lender, VA Mortgage Center.com now!
Interested in a Loan Modification for your VA loan? Learn more about VA loan modification and what it takes to get help.
VA Streamline Refinance in Columbia, SC
VA IRRRL Mortgage Refinance Program
Do you have a VA home loan in South Carolina and are searching for more information about the VA IRRRL refinancing program? Congratulations, you have managed to find the right place - we built this page for people just like you who are searching for more information about the VA IRRRL program. Should you still have questions, a loan officer who is an expert in the VA IRRRL program is only a phone call away - call anytime to be connected and get your questions answered in a friendly, knowledgeable way.
South Carolina VA IRRRL Program Overview
- No appraisal is required on your home
- No income requirements
- No proof of assets required
South Carolina VA IRRRL Streamline: Qualification Criteria
The first qualification criteria that must be met to participate in the VA IRRRL refinance is that the interest rate on the new loan must be lower than the interest rate on the old loan. Second, the amount of principal and interest that you pay on your new loan must be less than what you were paying on your old loan. Finally, you can't have any late payments on your mortgage over the last 12 month period.
Call Now To Qualify For The VA IRRRL Program! 888-448-2669
Columbia South Carolina - More Information
- Columbia is the center of a growing metro area of 716,030.
- Columbia is known for its large number of independent theater groups.
- A RetireHomeSmart.com survey of retirement cities lists Columbia as America's second best retirement city.
- Columbia was recently one of 30 communities named "America's Most Livable Communities."
- The city's name comes from a poetic synonym for America, derived from the name of Christopher Columbus.
Columbia South Carolina Important Links
- WZRB - Columbia's CW Affiliate
- WACH TV - Columbia's FOX Affiliate
- The State Newspaper - Columbia's Main Newspaper
- South Carolina Educational TV & Radio
- WIS TV - Columbia's NBC Affiliate
- The Columbia Star - Local newspaper
Other cities in South Carolina
- Charleston South Carolina IRRRL
- Columbia South Carolina IRRRL
- Greenville South Carolina IRRRL
- North Charleston South Carolina IRRRL
What people are saying about VA IRRRL
Problems with va irrrl loan http://t.co/iEQNEdld
7 February 2012 | 4:59 pm
Problems with va irrrl loan http://t.co/iEQNEdld
@VALoansdotcom :: When is a #borrower required to requalify & get appraisal for a VA refinance http://t.co/jnW1L2al #chicago #va #patch #IL
7 February 2012 | 1:41 pm
@VALoansdotcom :: When is a #borrower required to requalify & get appraisal for a VA refinance http://t.co/jnW1L2al
Do you know IRRL? VA Interest Rate Reduction Loans. No Appraisal, No Income or Asset requirements and no lender... http://t.co/MLhsbYdS
6 February 2012 | 7:11 am
Do you know IRRL? VA Interest Rate Reduction Loans. No Appraisal, No Income or Asset requirements and no lender... http://t.co/MLhsbYdS
Do you know IRRL? VA refinances with no appraisal and no income or assets. Review the facts and contact me. http://t.co/7zPCPjPN
6 February 2012 | 7:10 am
Do you know IRRL? VA refinances with no appraisal and no income or assets. Review the facts and contact me. http://t.co/7zPCPjPN
IRRRL Facts For Veterans - http://t.co/2z9vTDkb
5 February 2012 | 10:00 am
IRRRL Facts For Veterans - http://t.co/2z9vTDkb
VA Streamline Benefits
$0 Down
VA loans allow you to finance 100% of the home's value and purchase with $0 down. FHA programs require 3.5% down and other programs require as much as 20% down.
Lower Monthly Payments
VA loans don't require mortgage insurance which saves you money each month. You will also get generally lower rates with a VA Loan.
Easier to Qualify
As many as 80% of veterans and active-duty military members could not have qualified for a conventional loan.
Fixed Rates
Most Veterans choose going with a 30 year fixed rate so they know that their rate won't adjust to the point where they can no longer afford their home.