IRRRL Information
The VA streamline program is also known as the VA IRRRL program - which stands for Interest Rate Reduction Refinancing Loan. Learn more about the VA streamline and other VA loan options from the nation's #1 VA purchase lender, VA Mortgage Center.com now!
VA Streamline Refinance Available In These States
Available States
You can participate in the VA streamline refinance program no matter what state you currently live in. Be sure to shop lenders when looking for a VA streamline, some loan officers may not work in the state where you currently live.
VA Streamline Refinance Available In:
- Alabama VA Streamline Refinance
- Alaska VA Streamline Refinance
- Arizona VA Streamline Refinance
- Arkansas VA Streamline Refinance
- California VA Streamline Refinance
- Colorado VA Streamline Refinance
- Connecticut VA Streamline Refinance
- Delaware VA Streamline Refinance
- Florida VA Streamline Refinance
- Georgia VA Streamline Refinance
- Hawaii VA Streamline Refinance
- Idaho VA Streamline Refinance
- Illinois VA Streamline Refinance
- Indiana VA Streamline Refinance
- Iowa VA Streamline Refinance
- Kansas VA Streamline Refinance
- Kentucky VA Streamline Refinance
- Louisiana VA Streamline Refinance
- Maine VA Streamline Refinance
- Maryland VA Streamline Refinance
- Massachusetts VA Streamline Refinance
- Michigan VA Streamline Refinance
- Minnesota VA Streamline Refinance
- Mississippi VA Streamline Refinance
- Missouri VA Streamline Refinance
- Montana VA Streamline Refinance
- Nebraska VA Streamline Refinance
- Nevada VA Streamline Refinance
- New Hampshire VA Streamline Refinance
- New Jersey VA Streamline Refinance
- New Mexico VA Streamline Refinance
- New York VA Streamline Refinance
- North Carolina VA Streamline Refinance
- North Dakota VA Streamline Refinance
- Ohio VA Streamline Refinance
- Oklahoma VA Streamline Refinance
- Oregon VA Streamline Refinance
- Pennsylvania VA Streamline Refinance
- Rhode Island VA Streamline Refinance
- South Carolina VA Streamline Refinance
- South Dakota VA Streamline Refinance
- Tennessee VA Streamline Refinance
- Texas VA Streamline Refinance
- Utah VA Streamline Refinance
- Vermont VA Streamline Refinance
- Virginia VA Streamline Refinance
- Washington D.C. VA Streamline Refinance
- Washington VA Streamline Refinance
- West Virginia VA Streamline Refinance
- Wisconsin VA Streamline Refinance
- Wyoming VA Streamline Refinance
VA Streamline Benefits
$0 Down
VA loans allow you to finance 100% of the home's value and purchase with $0 down. FHA programs require 3.5% down and other programs require as much as 20% down.
Lower Monthly Payments
VA loans don't require mortgage insurance which saves you money each month. You will also get generally lower rates with a VA Loan.
Easier to Qualify
As many as 80% of veterans and active-duty military members could not have qualified for a conventional loan.
Fixed Rates
Most Veterans choose going with a 30 year fixed rate so they know that their rate won't adjust to the point where they can no longer afford their home.