
The VA streamline program is also known as the VA IRRRL program - which stands for Interest Rate Reduction Refinancing Loan. Learn more about the VA streamline and other VA loan options from the nation's #1 VA purchase lender, VA Mortgage Center.com now!
Interested in a Loan Modification for your VA loan? Learn more about VA loan modification and what it takes to get help.
VA IRRRL Refinance Information
Do you have a VA home loan in California and are searching for more information about the VA IRRRL refinancing program? Congratulations, you have managed to find the right place - we built this page for people just like you who are searching for more information about the VA IRRRL program. If you have more questions that we haven't answered here, you can always call us directly and we will put you in touch with a VA approved loan officer who can answer any other questions you may have.
VA IRRRL Refinance Overview
The California VA IRRRL: Qualifying Is Easy
The first criteria for qualifying for the VA IRRRL program is that the new interest rate on the proposed loan must be lower than the interest rate you have on your current VA loan. Second, VA IRRRL guidelines require that the amount of principal and interest that you pay is reduced. Finally, you can't have any late payments on your mortgage over the last 12 month period.
Call Now To Qualify For The VA IRRRL Program! 888-448-2669
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$0 Down
VA loans allow you to finance 100% of the home's value and purchase with $0 down. FHA programs require 3.5% down and other programs require as much as 20% down.
Lower Monthly Payments
VA loans don't require mortgage insurance which saves you money each month. You will also get generally lower rates with a VA Loan.
Easier to Qualify
As many as 80% of veterans and active-duty military members could not have qualified for a conventional loan.
Fixed Rates
Most Veterans choose going with a 30 year fixed rate so they know that their rate won't adjust to the point where they can no longer afford their home.